Business Overview

Merchant Banking and Specialised Finance are our core activities and the two pillars around which we are structured. This streamlined structure enables us to concentrate on what we are good at. Indispensable to these pillars are Treasury, Risk Management and Corporate Center.  

• Merchant Banking enables corporate clients, financial institutions, entrepreneurial investors and family offices to grow their businesses. We give clients access to our wide range of investment banking products, such as M&A advisory, lending and equity/mezzanine. Our sector experts share ideas and market knowledge on specific sectors in the Benelux and Germany – including among others food, agri & retail services; technology, media & services; manufacturing - for the benefit of our clients.
  

• Specialised Finance combines our expertise in specific asset classes with our balance sheet and capital markets capabilities to provide solutions to our clients. We focus on asset and project financing in the segments, shipping, oil & gas, infrastructure & renewables and commercial real estate. Our retail activities in residential mortgages and retail savings (via NIBC Direct) are also part of Specialised Finance. 

• Treasury works with both Merchant Banking and Specialised Finance to find the optimal way of funding the bank's assets and to manage its interest rate position. In addition, Treasury works with the bank's clients to find tailored solutions to manage their interest rate exposures.

Risk Management is at the heart of our operations. We have sophisticated and integrated risk management systems to measure and manage financial risk on a bank-wide basis.
Corporate Center provides essential support in areas such as finance & tax, legal & compliance, internal audit, IT & operations, human resources and corporate communications.