Products & Services

NIBC is streamlined around two strategic pillars - Merchant Banking and Specialised Finance - that work closely together. Indispensable to those pillars and to our entire business are Treasury, Risk Management and Corporate Center.

Merchant Banking advises, finances, and co-invests with clients in the Benelux and Germany. We enable corporate clients, financial institutions, entrepreneurial investors and family offices to grow their business.
Our sector experts share ideas and market knowledge on specific sectors for the benefit of our clients. We focus on the following sectors in the Benelux and Germany:

• Food, agri & retail
• Technology, media & Ssrvices
• Manufacturing.

Specialised Finance combines NIBC’s expertise in specific asset classes with its balance sheet and capital markets capabilities to provide crystal-clear solutions to its clients. It focuses on asset and project financing in the following segments:

• Shipping
• Oil & gas services
• Infrastructure & renewables
• Commercial real estate

Our retail activities in residential mortgages and retail savings (via NIBC Direct) are also part of Specialised Finance.

Treasury works with both the Merchant Banking and Specialised Finance teams to find the most optimal way of funding the bank's assets and to manage its interest rate position. In addition, Treasury works with the bank's clients to find tailored solutions to manage their interest rate exposures.

Risk Management is at the heart of our operations. We have sophisticated and integrated risk management systems to measure and manage financial risk on a bank-wide basis.
Corporate Center provides essential support in areas such as finance & tax, legal & compliance, IT & operations, human resources and corporate communications.