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NIBC responds to Standard & Poor's negative watch

09-08-2007

NIBC is disappointed with the decision of Standard & Poor's to change its outlook on NIBC Bank N.V. from 'A-' stable to 'A-' negative watch. At the same time the 'A-2' short-term rating was affirmed. The action of Standard & Poor's demonstrates the general concern regarding the recent volatility in the credit fixed income market.

As stated in our trading update of 9 August 2007, NIBC had a non-recurring mark-to-market loss of EUR 137 million on its US ABS investment book in the first half of 2007, due to instability in the US credit fixed income markets and continuous credit spread widening. Despite the non-recurring loss, we are maintaining a Tier-1 ratio of 10.6%.

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