Our strategy

We continue to drive profitable growth through our differentiated market approach. We focus on building client relationships in profitable niches and (sub)sectors in North Western Europe – where we can leverage our local expertise, while maintaining a lean organisation with disciplined cost control and no branch network.

This means:

• We strive for continuous evolution of our client franchise, expertise and propositions
• We aim to grow our asset portfolio in core markets
• We aim to diversify our income streams
• We build on the existing agile and effective organisation
• We continue to invest in our people, culture and innovation
• We strive to further optimise our capital structure and diversify our funding base