Documents incorporated by reference

The most recent Articles of Association of the Issuer:

https://www.nibc.com/media/2064/articles-of-association-nibc-bank-en.pdf 

Parts* of the publicly available Annual Report NIBC Bank N.V. 2019, published on 25 February 2020:

https://www.nibc.com/media/2489/annual-report-nibc-bank-nv-2019.pdf

Parts* of the publicly available Annual Report NIBC Holding N.V. 2019, published on 25 February 2020:

https://www.nibc.com/media/2483/annual-report-nibc-holding-nv-2019.pdf

Parts* of the publicly available Annual Report NIBC Bank N.V. 2020, published on 4 March 2021:

https://www.nibc.com/media/2887/annual-report-nibc-bank-nv-2020.pdf

Parts* of the publicly available Annual Report NIBC Holding N.V. 2020, published on 4 March 2021:

https://www.nibc.com/media/2886/annual-report-nibc-holding-nv-2020.pdf

The financial information for the year ended 31 December 2019 of the CBC

https://www.nibc.com/media/2708/2019-nibc-conditional-pass-through-covered-bond-company-bv-annual-report-initialled.pdf

The financial information for the year ended 31 December 2020 of the CBC

https://www.nibc.com/media/2949/annual-report-2020-nibc-conditional-pass-through-covered-bond.pdf

* Please refer to the Base Prospectus

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